The following are the terms and conditions (the "Terms") under which you (a "User") may use the Website and co-branded Websites of Churchills International Consulting Limited. (the "Company") at and/or any other addresses (any or all of which are herein referred to as the "Website"). Please read these Terms carefully. By accessing and using the Website, you accept and agree to be bound, without modification, limitation or qualification, by the Terms. The Company may, at its sole discretion, modify or revise the Terms at any time by updating the text of the Terms. You are bound by any such modification or revision and should therefore read the Terms periodically to review them.

Your use of the Website constitutes your agreement to the Terms.

Section 1: The Content of the Website

The contents of the Website, such as text, graphics, images, audio, video, data, coding, scripts, computer programs and other Content or ("Contents"), are protected by copyright and intellectual property rights under the laws of England and Wales as well as other countries, and are owned or controlled by the Company or by third parties that have licensed their Content to the Company. The Company authorizes you to view and download a single copy of the Content solely for your personal use. Any other reproduction and any permanent storage, re-transmission or re-utilisation of the Website or its Contents is prohibited without the prior written consent of the Company.

Section 2: Privacy

Your personal data is protected in the UK by the Data Protection Act 1998. Under this Act we will only process any data we hold about you in a lawful and fair manner. We will keep your data securely to prevent unauthorised access by third parties.

Any personal data collected by the Company through your use of the Website will only be used for the purposes specified on this Website and will not be used for any other purposes without first obtaining your permission. It may be necessary for us to disclose your personal data to third parties (for example insurance companies) for the purposes of carrying out your instructions. These third parties may be outside the EU.

Section 3: Password

You will receive a password. You are responsible for maintaining the confidentiality of any such password and are fully responsible for all activities that occur under your password. You agree to (a) immediately notify the Company of any unauthorized use of your password or any other breach of security, and (b) ensure that you Log Out from the Website at the end of each session. The Company cannot and will not be liable for any loss or damage arising from your failure to comply with this paragraph.

Retail Discounts Available From

Churchills International Consulting Ltd are authorised and regulated by the Financial Conduct Authority (FCA Reg. No. 309451).

Registered in England and Wales No. 01659058, registered office is at 12 Bridgford Road, West Bridgford, Nottingham, NG2 6AB.

© Churchills International Consulting Limited